Oxipay is a smart new way to shop that allows you to budget for your purchases. If you are spending between $20 and $1500 Oxipay allows you to pay by 4 fortnightly payments instead of paying the entire sum up front. There are a whole bunch of retailers in New Zealand who are offering Oxipay as your form of payment. Hailwood, EvoCycles, Playtech, PB Tech, Breo, iRelax, Soul Candles, Pagan Marie, Bohome and Roam, Parallel Imported, Perfume Bar, Belle & Sage, Cycle Nation, XO Beauty and most recently Milly’s Kitchen and Freedom have just come on board.

How To Register:

Registering is super easy all you need to do is put in your name, email address and phone number.

How It Works:

The best thing about Oxipay is the fact that there is no interest and no fees added when you pay on time. The only time you will get charged is if you are late on payment or do not pay off your installments. It’s best to forecast your budget as the payments need to be made fortnightly. Always make sure you’re going to have enough money to make the payments each fortnight. If you get paid fortnightly I would suggest making your order the day after you get paid so that you know to make your payments each time you get paid. I have a terrible memory so it’s the little things like matching bill payments up with the day that I get paid which makes life a whole lot easier. Another option is always to set up an automatic payment. That way the money will just do it’s thing while you enjoy the purchases that you’ve made.

I have a massive love for candles, I personally don’t believe you can have too many. Obviously you can’t burn them all at once but there’s nothing better than having one scent for the lounge, one for the bathroom and one for the bedroom. There is something truly magical about an evening with a flickering candle. Luckily for anyone who is a fan of candles Soul Candles are one of the retailers that supports Oxipay. $54.95 seems like a lot of money for a candle but split that across 4 payments and it’s just $12.48 which makes it seem a lot more manageable.

Step 1: Choose the item you want to buy…

Step 2: Go Select Oxipay at the checkout.

Step 3: Use your details to pay with Oxipay.

Step 4: Enjoy your candle.

FAQ’s:

Is there a transaction maximum of minimum? If so why?

– $20 is the minimum amount that is allowed on Oxipay. $1,500 is the maximum allowed on Oxipay.

What other stores accept Oxipay?

– Currently: Hailwood, EvoCycles, Playtech, PB Tech, Breo, iRelax, Soul Candles, Pagan Marie, Bohome and Roam, Parallel Imported, Perfume Bar, Belle & Sage, Cycle Nation, XO Beauty, Milly’s Kitchen, Freedom and more!

Does Oxipay do credit checks?

– Yes, Oxipay credit check the buyer on the first transaction.

What happens to purchase amounts that cannot be equally divisible by 4?

– If the purchase amount is not divisible by 4, the rounding is added to the first payment.